No upfront fees — ever. You only pay when we successfully recover your funds.  ·  Call us: (800) 637-5692
Unclaimed Property Recovery

Recover the Money
That's Rightfully Yours

We guide you through every step of the unclaimed property recovery process — with transparency, expertise, and no upfront cost to you.

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$16M+
Successfully recovered for our clients
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2,000+
Individuals and businesses helped
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6+ States
NY · NJ · MA · FL · PA · CA & expanding
$0
Upfront fees — you only pay on success
The Problem

Billions Are Sitting Unclaimed — Some of It May Be Yours

There are currently over $100 billion in unclaimed assets held by state governments and financial institutions across the U.S. These funds belong to real people — and most don't even know they exist.

MDS Assets Recovery has already helped over 2,000 clients across New York, New Jersey, Massachusetts, Florida, Pennsylvania, California, and beyond — recovering more than $16 million+ in funds that might otherwise have stayed lost forever.

Bank accounts & CDs
Uncashed payroll checks
Stocks, bonds & mutual funds
Insurance benefits & policies
Estate proceeds
Court & legal settlements
Security & utility deposits
Dividend & royalty payments
Trust distributions
Annuities & pension funds
Traveler's checks
Customer overpayments
$16M+
Total Recovered
2,000+
Clients Served
6+ States
States Covered
$0
Upfront Fees — Ever
The Process

Simple. Transparent. Risk-Free.

We handle the complexity so you don't have to. Here's how a typical recovery unfolds:

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Step 1

We Identify Your Funds

Our team searches state databases and financial records to locate every dollar owed to you — often surfacing funds you never knew existed.

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Step 2

You Review & Approve

We walk you through our findings and your service agreement — with full transparency — before any work begins. You stay in complete control.

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Step 3

We Handle Everything

We manage all documentation, government correspondence, and follow-up. You handle 10% — a simple form and proof of identity when required.

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Step 4

You Receive Your Funds

Once approved, funds are delivered directly to you — via ACH transfer, check, or your preferred method. We only get paid when you do.

Why MDS Assets Recovery

We Go Beyond the Standard

Traditional recovery methods leave billions on the table. We bring expertise, technology, and genuine care to every client relationship.

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Friendly & Accessible

You choose how we communicate — email, text, or phone. Our team is available around the clock and will always keep you fully informed.

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Fully Transparent

No hidden fees, no surprises. Your service agreement spells out everything clearly before we begin — so you always know exactly where you stand.

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We Do 90% of the Work

Our team handles the research, filing, follow-up, and agency correspondence. Your only role is completing a simple form and providing proof of identity when required by the government agency — that's it.

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Proprietary Technology

We use custom-built applications developed specifically for MDS Assets Recovery to maximize findings and keep your personal data secure.

No Upfront Cost

Our service is completely risk-free. You pay nothing until we successfully recover your property — period.

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Multi-State Coverage

We actively recover funds in New York, New Jersey, Massachusetts, Florida, Pennsylvania, and continue expanding nationwide.

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You're in Control

You decide how to receive your recovered property. Options include ACH transfer, check, and more — whatever works best for your situation.

Verified Client Reviews

Trusted by Clients Across the U.S.

5.0
★★★★★
18 Google Reviews
★★★★★

Professional, communicative, and truly committed to helping me recover unclaimed property with ease. What stood out most was their transparency throughout the process.

Verified Google Reviewer
Google Review
★★★★★

It's like getting free money! MDS Assets Recovery sent me a list of people who owed me money I had entirely forgotten about. I got over $2,000. Would have lost it without their services.

Verified Google Reviewer
Google Review
★★★★★

Fortunate to find MDS. They turned out to be an efficient asset recovery firm. Michael was timely and available. I received all the funds owed to me. I look forward to using their services again.

Eric Calian, D.D.S.
Google Review · Calian Dental Group
Read All 18 Google Reviews ✏️ Leave Us a Review
Our Story

Money Found Is Money Owed.

We built MDS Assets Recovery around a simple belief: if funds belong to you, you deserve a straightforward, transparent path to reclaim them.

$16M+
Total Funds Recovered
2,000+
Clients Served
6+
States Active
$0
Upfront Fees — Ever
Our Mission

A New Kind of Unclaimed Property Firm

At MDS Assets Recovery, our mission is simple: help people reclaim what's theirs — with transparency, care, and expertise.

To date, we've recovered over $16 million+ for more than 2,000 clients spanning New York, New Jersey, Massachusetts, Florida, Pennsylvania, California, and beyond.

We serve individual claimants, healthcare professionals, financial advisors, and businesses of every size — treating every client with the same level of dedication and attention regardless of claim size.

Have Questions?

We'd Love to Hear From You

Reach out any time — we typically respond within one business day.

☎ (800) 637-5692

Property goes unclaimed most often because contact information changes and the organization holding your funds is unable to reach you. Common types include:

  • Bank accounts (savings, checking, CDs)
  • Unredeemed money orders or gift cards
  • Uncashed dividend, payroll, or court-ordered checks
  • Estate proceeds and trust distributions
  • Insurance benefits or policies
  • Stocks, bonds, and mutual funds
  • Telephone, utility, or security deposits
  • Customer overpayments and mineral royalty payments
  • Annuities and pension distributions

In most cases, your funds remain yours regardless of how long they've been held — but it's best to act promptly, as some states impose time limits after property is transferred to the state. Here's how the process works:

1. Pre-Escheatment (Est. release: 6–8 weeks)

Unclaimed property begins as an outstanding account payable. When an organization cannot locate the rightful owner, all 50 states require them to report and transfer the funds to the state — a process called escheatment.

2. Escheatment

The formal transfer of unclaimed property to the state. Accounts with no activity for a defined dormancy period are classified as abandoned or unclaimed.

3. Post-Escheatment (Avg. return: 16 weeks)

After the state takes custody, it may liquidate certain assets and hold the cash equivalent. If your claim is approved, the state reimburses you at the property's value at the time of transfer.

Our track record speaks for itself: over $16 million+ recovered for more than 2,000 clients across NY, NJ, MA, FL, PA, CA, and growing. Here's what we bring to the table:

  • Excellent customer service — real people who genuinely care about your outcome
  • Constant recovery updates — you're never left wondering where things stand
  • Full transparency — no hidden fees, no surprises, ever
  • Custom-built technology — proprietary tools designed to maximize findings
  • No upfront cost — you only pay when we successfully recover your property

No — never. You pay nothing until we successfully recover your funds.

Our commission is clearly outlined in your service agreement, which is signed by both you and MDS Assets Recovery before we begin any work on your behalf. The exact rate is discussed and agreed upon upfront — no surprises.

You're in control. Once your claim is approved, you can choose to receive your funds via ACH direct deposit, check, or other available methods — whatever is most convenient for you. We'll walk you through all available options once your recovery is confirmed.

We actively recover unclaimed property in New York, New Jersey, Massachusetts, Florida, Pennsylvania, and California, with coverage expanding to additional states. If you're unsure whether we can help in your state, reach out — we're happy to let you know.

NY NJ MA FL PA CA

Getting started is easy. Simply reach out to us by phone, email, or through our contact form. We'll review your situation, let you know what we find, and walk you through next steps — with zero obligation and no cost to you upfront.

Contact Info

Reach Us Any Way You'd Like

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Phone
(800) 637-5692
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Email
info@mds-recovery.com
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States We Serve
NY · NJ · MA · FL · PA & growing
⏱️
Response Time
Within one business day
No Upfront Fees

Our commission is clearly agreed upon in writing before we begin. You only pay when we successfully recover your funds — no surprises, ever.

Send a Message

We'd Love to Help